“Act & Grow Rich” Workbook #4

Taxable

Taxable assets are generally positioned for current or short-term needs that can be best served with highly liquid investment instruments.

CF
= College Funding Ret = Retirement Pass = Pass on Heirs
Total CF Ret Pass
Savings
Checking
CDs
Mutual Funds
Stocks
Bonds
Treasuries
Other
Total

Tax Deferred

Tax Deferred assets are earmarked for long-term needs, such as college funding and retirement. These assets are invested into less-liquid investments where any growth or interest is ultimately taxable at distribution.
Total CF Ret Pass
IRAs
401(k), 403(b)s and other pension plan assets
Variable Annuities
Fixed Annuities
Savings Bonds
Other
Total

Tax Exempt

Tax Exempt assets are positioned fro the future since they receive preferential taxvtreatment during accumulation and at distribution.
Total CF Ret Pass
Roth IRAs
Single Premium Variable Life Insurance Cash Value
529 Plan College Savings Programs
Annual Pay VUL Cash Value
Annual Pay Whole Life Insurance and/or Universal Insurance Cash Value
Total